We design investment and life-savings strategies aimed at preserving, growing and optimizing personal wealth in the medium and long term.
We integrate investment, savings and tax planning within a global strategy adapted to each client.
We accompany our clients in the strategic management of their assets:
We structure customized strategies that combine growth, capital protection and tax efficiency.
We design portfolios that combine different financial assets with the objective of optimizing profitability while maintaining control of risk and capital growth.
What they contribute:
Each portfolio is structured according to:
They provide access to professional management and diversify capital in different markets and with different strategies.
What they contribute:
Fiscal approach:
They allow tax deferral in personal income tax, since taxation occurs only at the time of redemption, facilitating the optimization of the tax burden over time.
Solutions aimed at preserving capital and generating stable returns.
What they contribute:
Assets oriented to wealth growth within a diversified strategy.
What they contribute:
Complement to global strategies.
Solutions designed for clients who prioritize capital protection.
What they contribute:
Instruments that combine investment and estate planning within an insurance structure.
What they contribute:
Fiscal and legal approach:
They make it possible to optimize personal income taxation and facilitate succession planning, as they are integrated into structures that favor the efficient transfer of wealth.
Solutions aimed at transforming equity into recurring income.
What they contribute:
Fiscal approach:
They have a favorable personal income tax treatment, where only a percentage of the income is taxed depending on the age of the beneficiary.
We design strategies to complement public benefits and ensure future financial stability.
Products oriented to long-term savings with tax advantages.
Fiscal approach:
The SIALP (Individual Long-Term Savings Insurance) allow tax exemption on the income generated if the permanence requirements established by the regulations are met.
The solutions are characterized by high flexibility:
This allows total control over the assets to be maintained at all times.
We work with a structured and close approach:
We study in depth the financial and equity situation.
We build a strategy adapted to objectives and needs.
We review and adjust the planning according to the market.
We evolve the strategy as the client’s circumstances change.
We offer a service comparable to that of private banking, with an independent approach and fully aligned with the client.
Wealth planning allows you to organize your personal assets efficiently, integrating investment, savings and taxation within an overall strategy.
Its objective is:
At Peris we approach this process in a comprehensive manner, adapting each strategy to the reality of each client.
Strategies aimed at generating long-term profitability.
Efficient structuring in accordance with current regulations.
Diversification and active wealth management.
Access to capital at any time.
Integration of investment, savings and planning.
Yes, the solutions have daily liquidity, allowing access to the capital at any time. Some solutions (guaranteed insurance, some types of unit linked and other life savings insurance) may have penalties in case of early surrender. In any case, we will always warn you of this circumstance at the time of contracting.
No. There is no obligation to maintain the investment for a minimum period. Only some insurance products have this obligation and you will be clearly informed about it in case you want to contract it.
There are no subscription or redemption costs, and the service is structured in an efficient manner for the client.
Through diversified portfolios that combine different financial assets to balance return and risk.
We offer an independent and personalized service, with tailor-made strategies and continuous monitoring.
The approach is similar to that of private banking, but with a close management aligned with the client’s interests.
We offer an independent approach, with customized strategies and continuous monitoring, aligned with the client’s interests.
The financial advisory and RTO (Receipt and Transmission of Orders) services are provided exclusively through Peris Salud y Vida Agencia de Seguros Vinculada SL on behalf of MAPFRE INVERSIÓN SOCIEDAD DE VALORES, S.A., which also offers, among others, the GDC (Discretionary Portfolio Management) service. Peris Salud y Vida Agencia de Seguros Vinculada SL also offers life risk and life savings (unit linked) insurance through the entities with which it has signed an agency contract. You can consult our legal notice here.
If the client does not require financial advice or RTO and is interested in the presentation of other financial products and services or technological services that facilitate the monitoring of investments, these services are provided through Peris Global Services SL. You can consult our legal notice here.
Other insurance services, guaranteed savings insurance and corporate social welfare, are offered by Peris Correduría de Seguros S.A. You can consult our legal notice here.
In Spain, financial markets are supervised by the Comisión Nacional del Mercado de Valores.
The authority in charge of supervising the insurance activity is the Directorate General of Insurance and Pension Funds (Dirección General de Seguros y Fondos de Pensiones).
The presentation of banking products and banking activities is supervised by the Bank of Spain and the National Securities Market Commission.
Investment, cash management and financial planning
Solutions aimed at optimizing corporate liquidity and structuring investment strategies adapted to each company.
Social welfare and financial planning programs for managers, companies and teams.
Legal information
You can consult the corresponding legal and regulatory information in the following links:
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